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Argumentative essay example

The Affordable Care Act and Health Savings Accounts

Subject
Nursing & Healthcare
Type
Argumentative essay
Citation style
APA 6
Length
5 pages

About this sample

The paper argues that the Affordable Care Act faces instability because insurers may exit the market, and it proposes expanded health savings accounts and health repayment accounts as alternative solutions. It moves from the Act's problems to these policy proposals, then describes the roles of federal and state governments in the American healthcare system.

  • Affordable Care Act
  • Health savings accounts
  • Health repayment accounts
  • Insurance market instability
  • Federal and state healthcare roles
  • Internal Revenue Code and healthcare financing

How it opens

The latest issue regarding the American healthcare system that is common in discourses is the Affordable Care Act and the improvement of healthcare policies. This act ensures that there is more accessibility and affordability of healthcare to every American citizen. President Barrack Obama initiated the Affordable Care Act in March 2010 and is comprises around 400 sections of revisions to healthcare coverage and the healthcare sector (Johnson & Eilperin, 2016). Concerns regarding the act were about large insurance companies that experiencing losses in the Affordable Care Act's markets, raising fears about the constancy of an essential component of Obama's domestic regulation legacy (Johnson & Eilperin, 2016). When these companies continue facing reductions in revenues, most are likely to exit the market, a decision that would decrease alternatives for clients and lead to increased premiums. Embracing the following competing solutions can help in resolving the weaknesses that the Affordable Care Act has encountered.

The first decision is to increase the utilization of health savings accounts for Americans with average incomes. Congress should change the provisions of the health savings account timeline and the Affordable Care Act. Moreover, it should consider providing financing for health savings accounts belonging to average income families. Another solution is to allow the use of health repayment accounts in the purchase of health insurance. Revenue stipulations found in the Affordable Care Act are devised to produce $438 billion to assist in paying for the general cost of healthcare restructuring (Treasury, 2013). More than 40 of these stipulations modified the Internal Revenue Code and symbolized the biggest assortment of tax law amendments the IRS (Internal Revenue Service) has had enforce in 20 years (Treasury, 2013).

The opening section, transcribed from the PDF. The full paper continues below.

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Using an example well

Read it for how the paper is built, not for wording to reuse: how the introduction frames the question, how each paragraph moves from a claim to evidence, and how sources are cited in APA 6. Submitting any part of it as your own work would be plagiarism, and it is written for a different brief than yours.

Writing one yourself? Read the guide How to write an argumentative essay and the APA format guide.

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