Analytical essay example
A Health Savings Account at Frontline PR
- Subject
- Nursing & Healthcare
- Type
- Analytical essay
- Citation style
- APA 6
- Length
- 5 pages
About this sample
The paper examines whether Frontline PR, a Northeast public relations agency, should replace its current health plan, which pairs a flexible spending account (FSA) with a conventional plan, with a high-deductible health plan (HDHP) and a health savings account (HSA) to reduce insurance costs. It defines HSAs and FSAs, compares their benefits and drawbacks, and considers the deductible and funding requirements the agency would face. The introduction frames the questions the finance and HR managers must answer before making the change.
- Health savings accounts (HSA)
- High-deductible health plans (HDHP)
- Flexible spending accounts (FSA)
- Employee health benefits and cost savings
- Benefits and drawbacks of HSA adoption
How it opens
Frontline PR (Public Relations) is an agency situated in the Northeast that possesses a workforce of approximately 150 people placed in different stations. Although a large proportion of personnel are PR practitioners, the firm recruits operations, and management staff. Every employee in Frontline PR are in full-time employment and are entitled to contribute to its medical insurance plan (Martocchio, 2014). The agency's HR (human resources) manager, Susan Berry, recently attended a public session that focused on health savings accounts (HSA). The event indicated that the firm has been facing challenges regarding the cost of health insurance. After engaging in discussions with the professionals at the session, Susan believed that a HDHP (high-deductible health plan) with a HSA as opposed to the existing plan and a FSA (flexible spending account) leads to substantial cost savings for the agency. The HR director offered her suggestion to the finance manager, Allison Jones, and both consented to the financial savings. If the firm chooses to shift from its current plan with FSA to HAS with HDHP, it would be necessary to outline the distinctions between a HSA and FSA in educating the workforce.
The opening section, transcribed from the PDF. The full paper continues below.
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Using an example well
Read it for how the paper is built, not for wording to reuse: how the introduction frames the question, how each paragraph moves from a claim to evidence, and how sources are cited in APA 6. Submitting any part of it as your own work would be plagiarism, and it is written for a different brief than yours.
Writing one yourself? Read the guide How to write an essay and the APA format guide.